Executive Master in Change

As for any other substantial investment in time and money, you will need to consider and evaluate the Executive Master in Change (EMC) very carefully. Although responsibility for funding ultimately lies with you, the INSEAD Financing Office will do its utmost to help you find ways to meet your financing needs.

EMC Asia June 2023 fees

EMC Asia fees

The EMC Asia tuition fees for the June 2023 intake are SG$88,000 (GST inclusive).

The tuition fees for EMC Asia cover teaching fees, all academic materials, access to the school library, IT services, access to the fitness centre (Europe and Asia Campuses), lunches and some INSEAD organised dinners. Please note the tuition fees do not include transport, accommodation and all other meals.

Fee payment schedule for company-sponsored participants:

June 2023 Intake	Amount (GST inclusive)	Due date
First instalment (non-refundable)	SG$12,000	Within one month of admission*
Second instalment	SG$76,000	11 May 2023
Total	SG$88,000

Fee payment schedule for self-funded participants:

June 2023 Intake	Amount (GST inclusive)	Due date
First instalment (non-refundable)	SG$12,000	Within one month of admission*
Second instalment	SG$39,000	11 May 2023
Third instalment	SG$37,000	31 January 2024
Total	SG$88,000

*) Non-refundable. This period shall be reduced for those admitted close to the start of the programme

EMC Europe September 2023 fees

EMC Europe fees

The EMC Europe tuition fees for the September 2023 intake are €62,500 + VAT (20% if applicable).

The tuition fees for EMC cover teaching fees, all academic materials, access to the school library, IT services, access to the fitness centre (Europe and Asia Campuses), lunches and some INSEAD organised dinners. Please note the tuition fees do not include transport, accommodation and all other meals.

Fee payment schedule for company-sponsored participants:

September 2023 Intake	Amount (depends on VAT status)	Due date
First instalment	€10,000	Within one month of admission*
Second instalment	€52,500 excl. VAT €65,000 incl. VAT	30 August 2023
Total	€62,500 excl. VAT €75,000 incl. VAT

Fee payment schedule for self-funded participants:

September 2023 Intake	Amount	Due date
First instalment	€10,000	Within one month of admission*
Second instalment	€29,000	30 August 2023
Third instalment	€23,500	31 March 2024
Fourth instalment	€12,500 (VAT)	31 May 2024
Total	€75,000 incl. VAT

*) Non-refundable. This period shall be reduced for those admitted close to the start of the programme.

Loan Programmes

Lendwise
Lendorse
Juno

Lendwise

All admitted students are eligible to apply for a loan from Lendwise, a specialist loan provider regulated by the Financial Conduct Authority of the UK. The interest rate offered is competitive, fixed for the entire duration of the loan and will depend on the overall applicant profile.

To apply you must have received an offer of admission to a programme at INSEAD. Some applicants may not be eligible due to legal reasons.

Learn more

Lendorse

Lendorse provides funding for international students to cover tuition or living costs in exchange for a fixed percentage of a future salary. The repayment is always tied to the pay check, you don't pay when you don't earn. Through the Income Share Agreement, the supported students obtain not only the necessary finances but also mentorship and industry advice to kickstart their careers.

All non-EU students regardless of their citizenship are welcome to apply (North America is excluded). Loan amounts vary from 3 000 € to 20 000 €.

More Information

*INSEAD does not charge any fee or obtain any fee or compensation-in-kind from Lendorse.

Juno

Juno (formerly LeverEdge) is a collective bargaining organisation for student loans. They negotiate with lenders to provide an exclusive deal available to U.S. Citizens and International Students with a valid U.S. cosigner.

Loans are offered for tuition fees and living expenses. INSEAD does not charge any fee or obtain any fee or compensation-in-kind from Juno.

Learn More

Funding Options by Country

Each candidate should assess whether the source of funding suits their needs. Feedback given from participants when considering a loan is to start with your bank first as they know you well and should be able to advise you accordingly.

Below is a list of other organisations and banks known by INSEAD to offer loans for the INSEAD EMC programme.

Search scholarships and financing options by country

Sponsoring Companies

Companies that sponsor their employees – fully or partly – through the Executive Master in Change can expect to see a significant return on their investment.